If you are finding it difficult to manage your monthly expense, you can try using budget tracking programs. Such programs are easy to use. There are several budget management programs available online. While some programs are paid, others are free. You can choose any program depending on your needs. If you have some basic needs to be fulfilled, a free version will be fine for you. Even if you buy a paid version, it is advised that you first try a free version to understand how it works.