For people with mobility and financial problems who have to adapt their home to create a workable environment, life can be very difficult. On a tight budget what can you do if you need your bathroom or kitchen structurally changed? Get help Firstly you need to look into any possible help that you may be able to get in the way of grants or interest free loans. Contact your local Housing or Environmental Health departments. They will be able to tell you if it is possible to put in an application. Depending on your circumstances and that does not mean your savings; they may be able to help.