PPI is one of the extremely usable insurances. However, it is observed that in majority of the cases PPI is mis-sold along with credit cards , loans and mortgages. There are several cases recorded where PPI was mis-sold and finally proved to be of no use when they were claimed. Well, in such a case there is only one option left out and that is reclaiming PPI. You can reclaim your PPI by yourself or by hiring a solicitor or a claims management company.